Boise Idaho Medicare Choices | Chris Antrim Broker

Idaho Medicare Choices | We Can Help The Confusion

***This is a transcription of the video! I do not have the time to make this perfect... So, please watch the video and call the office with any questions or to set an appointment. Thank you, Chris Antrim, ***

It's Chris with Boise Health and Life Insurance Agency again.

Hey, today we're gonna be talking a little bit about your Medicare choices.

So e think the best thing to do what a great resource we have truly with www.medicare.gov.

Now, it's a lot, though.

When you go to this website, there's a lot of stuff here, but let me just show you something here real quick.

This is If you're new to Medicare, turning 65, or even if you've been on Medicare for a while and you wanna look at your options and choices. 

If you've got original Medicare, Original Medicare, plus a supplement and a prescription drug plan.

And then you have a Medicare advantage. All right, so let's just come in here, find health and drug plans. Just click right there.

Yeah, and right here you can log in if you want a log in creating count if you can or just, you know, continue without logging in. And so they want to ask you a couple of questions here.

Okay. Um, you know, it's all you know. I wanna back up here. I'm gonna go. Just learn about Medicare, right? Put your zip code in. Okay.

And then right here. Let's just start with original Medicare.

So includes part A and part B. Then you can add part D and Medicare supplement. So right here. It's just kind of telling you were on original Medicare.

And here's Medicare advantage. So you come in here and start getting some good information.

So original Medicare without a Medicare supplement or a Medicare drug plan. Look it right here. This is what you're covering.

Okay, Over here on the left tells you what it covers and your monthly premium, which is your part B monthly premium over here.

It gives you an idea of while the plan works. Original Medicare covers 80%. Original Medicare with part A and B, it's You have a 20% copay.

This is how that works. Unless you get a Medicare supplement plan which picks up that 20%.

So let's add that here. Okay, now our monthly premiums have gone from 1. 48 to 1. 86 to 7. 65 depending on the plan.

And if you have amidst Medicare supplement, we need a drug plan. Okay, now you can see this plan would cover up our A B drugs help with out of pocket costs.

And you can use any doctor or hospital that takes Medicare across the U. S. Vision hearing and dental not included.

All right, so now we're looking at on the low end, about $200 and on the high end, about 800. Now, that's a very high end.

Okay, so just so that you know that. But that is a great plan that God will cover almost everything that you have right there.

And you can control your monthly out of pocket cost because you're gonna have that supplement. All right, now, real quick.

Medicare advantage versus Medicare Supplement

Okay, so now we're looking here. So it's telling the silver here what is going to cover.

You see the big thing here or the Medicare advantage Use of any doctor hospital.

So Medicare advantage typically will use an HMO or PPO. They're getting a lot better.

We're gonna look here, and we've come over here, so we just wanna make sure you wanna make sure your doctor and hospital care in the network was on the plan that you're working for looking at now.

Total monthly premium $148.94 Now up here, though, there are $0 cost plans in ADA and Canyon County.

So we just need to sit down together. Look at the different plans.

Medicare.gov Is a great place to come in and start to compare plans.

There's good and bad with Medicare supplements and Medicare Advantage.

We just talk about what your needs are, what your budget is, what your needs are your doctors, your hospitals, your prescription drugs, and your current health, and we walk through it together and find the best plan.

Now you can purchase a policy through Medicare dot gov, but without any extra cost, you can work with someone like myself who will walk you through the whole process.

So give me a call today and we'll set an appointment either over the phone or via Zoom. And I look forward to speaking with you. Visit Here our home insurance partner.

Thank you