Guaranteed Issue Final Expense Life Insurance
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Gerber Life Insurance Burial Plans
Hello,
Today we are going to review our Guaranteed Issue Life Policy or commonly referred to as Final Expense & Burial Plans.
The plan today will be the GERBER LIFE GUARANTEED LIFE INSURANCE policy.
Let's dive into a bit more about the product.
Why do our clients choose this type of plan? Really only one reason SAVE LOVED ONES FROM COVERING YOUR FINAL EXPENSES
Do you jump into protection mode to take care of everyone in your family?
Why A Final Expense Policy
Gerber will make this process very easy for you to get ready for future burial and final expense costs. Don't leave this to your loved ones during their time of mourning.
Guaranteed Life is a whole life insurance policy that enables you to get life insurance protection in your later years, so your family members won’t have to take on the responsibility of covering any costly final expenses when
you’re gone.

Did you know that the average funeral cost is over $7,000 and social security only provides a one-time death benefit of $2552 if you happen to qualify, your family could be faced with a large funeral bill and other final expenses that may be difficult for them to pay?
Guarantee Issue Policies Death Benefits
A guaranteed issue life insurance program from a company like Gerber Life could possibly provide coverage for you up to $25,000 to help your family and loved ones when they need it the most.
So you can continue to be the hero to your loved ones that they know you to be.
Not FDIC Insured | Not Bank Guaranteed | Not a Deposit or Other Bank Obligation
What Kind Of Coverage Does This Plan Offer —
WHOLE LIFE INSURANCE FOR ADULTS 50 TO 80 YEARS OLD
Here are some highlights:
First and foremost you are: GUARANTEED ACCEPTANCE & MORE
- You can’t be turned down — Regardless of your health, if you are between 50 and 80 years old, your
- acceptance is guaranteed once your completed application is submitted.
- You choose your coverage amount — U.S. Citizens and permanent legal residents can choose a guaranteed
- Death Benefit amount from $5,000 to $25,000 (total of all combined Gerber Life Guaranteed Life policies is $25,000).
- No medical exams are required — There are no medical exams or lengthy health questionnaires to fill out.
- Beneficiary proceeds are generally not taxable — Under current federal law, the Guaranteed Life policy death
- Benefit is not subject to federal income tax when paid to a named beneficiary.
- Your premiums never increase — Once you select the coverage amount you need, your premiums are
- Guaranteed to never increase for as long as you hold the policy. You and your family will be protected at the
- Same affordable premium rate, now and in the future, without spending a penny more.

Know How Final Expense Life Insurance Works
HOW IT WORKS:
This is VERY Important To Understand, please contact the office if you have questions!
Your death benefits for the first two years are graded — Gerber Life’s guarantee to accept applicants age 50 to 80 is made possible by a two-year Graded Death Benefit limitation.
If death occurs within the first two policy years for any reason other than an accident, all premiums shall be paid to the beneficiary, plus an additional 10% of
earned premium.
— the portion of the paid premium that has been applied to the policy.
What happens after the two years? You are fully covered after the initial two-year period — After the two-year Graded Death Benefit period, if the insured dies for any reason, the full face amount of the policy shall be paid to the beneficiary.
Who Is Gerber Life Insurance?
Gerber Life has been in business for over 40 years. Providing life insurance coverage and protection to seniors, and families of all ages. Here is more from their website about the company.
Since 1967, Gerber Life has been providing life insurance to families, helping them achieve financial security and
insurance protection.
You can depend on us to put you and your family first. And you can count on a strong an stable company with an “A” (Excellent) rating from A.M. Best. We look forward to helping you and yours. To learn
more, please contact us at our office.
A policy like this is truly used for a couple of reasons!
First, you may have significant health issues and cannot qualify for a traditionally underwritten plan. Or, you just need a small amount of coverage to help out your family and loved ones with final expense planning bills!
We really like this product and it is a good fit for a number of our clients. Please call the office with any questions or if you need help with a quote.
Thanks!
Call 208-409-3382 or visit us online at www.goidahoinsurance.com
Boise Health & Life Insurance Agency - Serving Boise The Treasure Valley & Idaho