Boise Idaho Short Term Health Insurance Plans

Hello Boise! 

This is Chris with Boise, Health and life insurance agency. Today we're gonna be talking a little bit about short-term health insurance policies here in Idaho.

So we have a few different options, a few different plans, A few different companies. Some are regional, local, more local, regional pacific Northwest. Some were more national uh with bigger companies that have a larger network nationwide.

But the more popular plans typically are the plans that uh, that we see here more on a local basis just because the networks are a little bit better and you can probably be pretty confident that your doctors are going to be available for you to see in the short term plans.

Now, the easiest thing to do. And one of my, one of my favorite plans is uh the Blue cross plan. They've done a really great job. And of course, it's the blue cross of Idaho.

Everyone's very familiar with the company. If you've had any sort of insurance over the last few years. So from my website go Idaho insurance dot com.

You can click on the health insurance quote right at the top of the page and it will take you to the blue cross of Idaho and you can literally come in here and start shopping. So you've got a few different options.

So we've got dental, we've got the access plans which is um it's short term, but you can go up to 36 months, and then the short term is literally a six-month type of plan. Okay six month to uh I believe they go to a year still.

So uh and then you come in here and actually apply and you can see it's real quick. And then the access plan here, let's see if they're going to pull up, hopefully, they'll give us a brochure on here as well.

If not, there's okay. So they want you to go ahead just create an account.

So if not on my website, under short-term under products, short-term health insurance. I have a brochure of the short-term plan with Blue Cross Of Idaho. You can actually download that right there and you can also just go to Blue cross. 

Get out of my actual portal here and we'll go more into uh let's see here plans, we got the access plans right here And then down here you can see you can get plan guide benefits and features, the planned formulary.

You can apply right here, but also then down here it gives you a little bit more. Now there's underwriting on this because these plans are renewable for up to 36 months.

So what I've been told and what I've seen is these plans, there's underwriting but they're typically about 30 to 40% less expensive than the A. C. A. Plans. Okay.  So you have to compare, I know a lot of people who don't get some subsidies.

The A. C. A. Plans, uh the state exchange from your health Idaho. They can be very pricey.

So this might be Uh an actual good alternative and you can see what your premiums are about 40 lower than the ACA. plans. You just have to, you just have to apply. There's no I can't give you a quote on this upfront. We just have to apply and they'll come back with a rate based upon underwriting.

So there you go folks, um there's a planning guide here and you can download this brochure but of course just call, just call me and at the office, and will be more than happy to walk you through all about these different plans.

This 28-page plan. All about these plans and help you apply or get more information. Thank you and hope you're having a great day.