Banner Term Life Insurance Underwrting Guide

Banner and William Penn are one of the very best term life product providers in the US today. They have done a stellar job of focusing on term life insurance products but have recently introduced some pretty decent permanent Universal Life Plans.
Below you will find a pretty detailed information underwriting guide for Banner Term [...]

How to choose a Term Life Insurance agent in Idaho

I have found that Idaho residents are just as curious how to choose a term life insurance agent that is knowledgeable and professional as the rest of the country.  Probably even more so since we are a smaller state and more rural, so we put together a little guide to help you out on your [...]

Simple tips to help you lower your high blood pressure and get the best life insurance rates!

If you have High Blood Pressure or Hypertension you still can find and buy affordable Term Life Insurance plans. I will outline a few important points and tips on how to get the best rates and premiums in this post.
Factors that will affect your underwriting decision:

Your current age
Date you were diagnosed
What medications and treatment has [...]

Does Term Life Insurance Require A Medical Exam?

Okay, by now you probably know that term life insurance is the most affordable type of life insurance available. But did you know that you can acquire term life insurance without taking a medical exam?
It’s true. Basically all you’ll need to do is complete your application online and get an instant coverage decision. You can [...]

Online Term Life Insurance how to find the best rates and quotes!

There is so much information on the internet these days that it has made it very simple to do research for the buying public. One of them being researching, quoting and buying online term life insurance! It’s so nice knowing that you can get all of your insurance now without every having to meet an [...]

Term Life Insurance Rates are sooo Cheap right now!

Yes thats right there has never been a better time to go get a life insurance quote and buy your policy. Heck even if you need a more permanent type of plan go get a Term Life to start with and convert it later down the road. My point being that get the [...]

Substandard Life Insurance how do you get the best rates?

Hey folks!
Found a pretty neat little site here for those of you with health issues. The time you take to check it out could save you a few bucks! Substandard Impaired Risk Life Insurance
Check it out and see what you think!

Which employees should you have a key person life insurance policy written on?

How do you really know if you need this type of coverage and what does it do? A key man life insurance is exactly what the title says it is, it protects the life or lives of key employees that work for your organization. Key Man policies are not restricted by government guidelines so you [...]