Guide to Substandard Impaired Risk Life Insurance
Substandard Impaired Risk Life Insurance is an industry term used to describe insureds that do not qualify for standard or better rate classes.The insurance carriers have rate class parameters where they underwrite then place the potential insured in, then the premiums are calculated. So if you are a preferred or preferred best rate class then [...]
Diabetes and Life Insurance how to get the best rates!
This diabetes life insurance underwriting guide can and should help you diabetics better understand how to get the best life insurance underwriting when you apply for a policy.
Diabetes is a disorder that occurs because your body is not producing enough insulin. It is mostly irreversible but can be controlled by diet, medication and exercise [...]