Tobacco and Life Insurance don’t go together very well as far as the premiums are concerned. But don’t worry if you smoke or use tobacco products you still can find and buy affordable term life insurance plans, see the article below for details.
Rates for Chewers and Chewing Tobacco (21) 
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What this means to you is that it is feasible to find truly cheap Chewers life assurance, Term and or Permanent life assurance coverage that wont break the bank. Non Tobacco rate classes can be acquired now from some of the best carriers which will save you a great deal on premiums. Your premiums may end up being a lot less than what a smoker rate class would have cost you.
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One of the best Term life assurance companies that offers great tobacco rates is Prudential they happen to be one of our favorite carriers when re getting affordable coverage. They’ve been very aggressive over the last few years and offering superb rates and premiums for their insured’s. It could be definitely worth your time to get a quote from them.
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